Please click on one of the following links to access additional resources:

	Your Future Counts (Life stages Planning)
	Financial Planning Process
	The Planning Pyramid
	The benefits of financial Advice
	8 Reasons to choose a Count Advisor
	Build 3 Pools of wealth
	Count privacy policy
	Financial Planning forms
	Investment Education Centre
	Newsletters

A financial plan is the best way to make sure your finances meet your immediate and future needs.

A financial plan outlines your goals and how you will financially achieve them. It can include:

• An analysis of your financial situation covering your income, debts/loans, spending habits and level of current savings.
• Review your wealth protection needs and ensure you are adequately covered.
• Tax-effective wealth creation strategies using investment vehicles, tailored to your individual financial needs.
• Retirement planning strategies to maximise your superannuation and ensure you save enough for a comfortable retirement.

You don't need to wait until tax time to do a financial plan. Contact us and start your financial plan now!

* Bechini & Associates is a Member of Count. ‘Count' and Count Wealth Accountants® are the trading names of Count Financial Limited, ABN 19 001 974 62. AFS Licence Number 227232. Principal Member of the Financial Planning Association of Australia Limited.

No matter what stage you're at in life, whether you are young or retired, have kids or own a business, or are approaching retirement, it's never too late to start taking control of your financial life.

We can help you plan ahead, create wealth and get you to where you want to be…

HELPING OUR CLIENTS AT ALL STAGES IN LIFE

Financial Planning Process and Steps

A good financial plan developed specifically for your individual situation is critical to your financial success. All new clients may receive a complimentary, no obligation introduction to Bechini & Associates services.

The following four steps outline the financial planning process that occurs once you have decided to proceed with our services.

STEP ONE: IDENTIFY & PRIORITISE YOUR GOALS

Our initial meeting is all about getting to know you, giving us a clear picture of your current position and financial goals. This will involve a detailed discussion about why you are seeking advice, including:

•  gathering information on your current financial situation and budget;

•  what you want to achieve – identifying your goals;

•  your approach to investing – understanding your risk profile; and

•  identifying other issues which may be relevant in the context of providing you with financial services.

The information obtained will be used if you decide to proceed to the next stage where we would prepare a financial plan specific to your circumstances. If you choose to proceed, a plan preparation fee will be discussed and agreed upon. This fee covers the time and resources required to prepare your financial plan and will vary depending on your requirements and the complexity of your plan.

STEP TWO: PRESENTING OUR ADVICE

At our second meeting, your financial plan (known as a Statement of Advice), will be presented to you. It will include strategies and products designed to suit your individual needs and your financial goals.

This meeting will involve confirming why you are seeking advice and explaining our advice to you. It is important you understand the recommended strategies and associated risks so you can make an informed decision about achieving your financial goals.

We also provide you with educational information, which explains strategy and investment concepts contained in the Statement of Advice (SoA).

You will also be provided with Product Disclosure Statements (PDS), or other disclosure documents relating to any recommended products in your financial plan. These important documents will detail and explain the features, benefits, risks and product specific costs, fees and charges.

STEP THREE: IMPLEMENTING YOUR FINANCIAL PLAN

When you are happy with our advice and have provided your written authority to proceed, we will start the process of implementing the recommendations. This can include, but may not be limited to:

•  setting up new, or transferring existing investments;

•  assisting you in establishing new loan facilities;

•  consolidating or rolling over your superannuation accounts;

•  establishing regular investment or superannuation contributions;

•  establishing insurance policies.

STEP FOUR: REVIEWING YOUR FINANCIAL PLAN

Ongoing reviews are essential to achieve your lifestyle and financial goals;

Should you choose to receive ongoing advice and service, the frequency of contact you would like to maintain with us and your individual circumstances will determine the fees charged for the ongoing relationship.

The planning pyramid form.

The benefits of financial Advice

8 Reasons to choose a Count Advisor

As a Member of the Count network we offer an unrivalled combination of skills, ethics and professionalism, to help keep you on the right financial track.

1. PEACE OF MIND
For over 30 years, Count has provided written financial plans to help Aussies reach their goals.

2. WE'RE ON YOUR SIDE
We recommend investments based on their suitability to your specific needs – not the financial concerns of a parent company. Because Count is Australia 's largest independently owned network of financial planning accountants and advisers, you can take advantage of the strength of their independence.

3. WE'RE HIGHLY TALENTED PROFESSIONALS
To join the Count network we had to meet strict criteria and undergo comprehensive training. In fact, to remain part of Count we must continue our training on an ongoing basis.

4. PAY LESS TAX
Your Count Adviser can recommend strategies for tax minimisation as well as wealth creation.*

5. SAVE YOU TIME
Our comprehensive advice saves you the time and hassle of visiting a number of different finance professionals. We can advise you on superannuation, investments, personal insurance, retirement planning, Centrelink strategies, loans, risk insurance and asset finance.

6. BIG ENOUGH TO TRUST
As a Count Adviser, we are backed by Count Financial – a public company listed on the ASX established in 1980. Count is Australia 's largest independently-owned network of financial advisers.

7. SMALL ENOUGH TO CARE
Even though we are part of a larger network, Bechini & Associates is independently-owned and operate and advise clients in our local community.

8. WE USE OUR SIZE TO NEGOTIATE THE BEST PRODUCTS FOR YOU
Our comprehensive advice saves you time and the hassle of visiting a number of different finance professionals.

*Not all Count Advisers are accountants.

Build 3 Pools of wealth

Count Privacy Policy

Count Privacy Statement

• Individual Financial Info collection form
• SMSF info collection form
• Budget & cost analysis
• Goals form
• Retirement checklist
• Initial Financial Meeting form

• Why Investing long term makes sense
• The best asset return in the last 15 years
• Investing during uncertain times
• Aust. Shares chart last 20 years
• What is a 30 year Share Market investment worth
• 10 rules of investment
• Do Bull (rising markets) follow Bears (falling markets)
• The rising cost of living(large)

Newsletters

click to view one of the latest Count report newsletters, see attached reports

• Spring 2011 – A Plan for all Seasons issue
• Winter 2011 – Tax Tips issue
• Autumn 2011 – Protecting your wealth issue